Homebuyer Program: Port Arthur
Downpayment Assistance
Through a partnership with the City of Port Arthur, Legacy CDC offers down payment assistance to qualified homebuyers. Participants may receive up to $40,000 in assistance to purchase a newly constructed home or $14,995 to purchase an existing home within the Port Arthur city limits. DPA program participants must attend a monthly counseling session with Legacy’s certified Housing Counselor. The Housing Counselor will review the participant’s file and develop a unique action plan to guide them through the program to homeownership.
Program Process
Step 1
Determine your eligibility. Applicants between 30%-80% income limits may be eligible for the down payment assistance program.
| AMI % | Number of Household Members | |||||||
|---|---|---|---|---|---|---|---|---|
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |
| 30 | $16,750 | $19,150 | $21,550 | $23,900 | $25,850 | $27,750 | $29,650 | $31,550 |
| 50 | $27,900 | $31,900 | $35,900 | $39,850 | $43,050 | $46,250 | $49,450 | $52,650 |
| 80 | $44,650 | $51,000 | $57,400 | $63,750 | $68,850 | $73,950 | $79,050 | $84,150 |
2024 Adjusted Home Income Limits
- 1 Household Member
- $16,750
- 2 Household Members
- $19,150
- 3 Household Members
- $21,550
- 4 Household Members
- $23,900
- 5 Household Members
- $25,850
- 6 Household Members
- $27,750
- 7 Household Members
- $29,650
- 8 Household Members
- $31,550
- 1 Household Member
- $27,900
- 2 Household Members
- $31,900
- 3 Household Members
- $35,900
- 4 Household Members
- $39,850
- 5 Household Members
- $43,050
- 6 Household Members
- $46,250
- 7 Household Members
- $49,450
- 8 Household Members
- $52,650
- 1 Household Member
- $43,650
- 2 Household Members
- $49,850
- 3 Household Members
- $56,100
- 4 Household Members
- $62,300
- 5 Household Members
- $67,300
- 6 Household Members
- $72,300
- 7 Household Members
- $77,300
- 8 Household Members
- $83,250
Step 2
Register for the Homeownership Program (Neighborly application link)
Step 3
Attend monthly counseling sessions with our HUD Ceritified Counselor.
Step 4
Complete the homebuyer education class.
Step 5
Address credit obstacles to obtain lender pre-approval.
Step 6
Apply for down payment assistance through the City of Port Arthur or City of Beaumont
Step 7
Select a home!
Required Documentation for Applicants
- Three full months recent check stubs - for all household members 18 or older
- Six months consecutive bank statements - for all household members
- W-2 forms for last two years
- Tax returns for last two years
- Driver’s license or picture I.D. - for all household members 18 or older
- Social Security cards - for all household members
- If you receive Social Security, SSI, or VA benefits, please bring the statement(s) from the Administration Office showing the amount you or anyone in the household is receiving monthly. (Please make sure to include everyone’s income in the household).
- If you receive child support or pay child support, please provide a copy of the most recent court order & “Child Support Income Verification” form from the Attorney General.
- Copy of divorce decree, if applicable
- Legal guardianship records for all minors, if applicable
- If you are on housing, please provide a copy of your HAP form
How to Apply
Click the link below to access the Homebuyer Program application via the Neighborly Portal